Financial emergencies don’t come with notice. To deal with such situations, you need a sturdy backup that you can rely on at any time of the day. One such excellent financial cushion is a personal loan by Fullerton India. To make the process easier, the company now offers personal loans to salaried employees on their exclusive Instaloan App. This instant loan app provides one of the best deals on personal loans to salaried employees.
You simply have to download the application on your smartphone and you can avail a personal loan on-the-go. While there are several personal loan apps in the market, Fullerton India Personal Loan App gives you the most exciting features. It is specially designed to offer you convenience and comfort in times of need. You can get up to Rs 25 lakhs as a personal loan, depending upon your eligibility.
Here are 5 things that make Fullerton India’s instant loan app one of the best personal loan apps in India:
5 Things That Make Fullerton India’s Loan App Best In India:
- Hassle-free Application and Disbursal: All you need is a smartphone and internet connection to get a personal loan. You can download the application from your phone’s app store to begin the process. Fill in your details, submit your documents, and your loan application will be on its way for approval. All you need is a healthy credit profile, a stable income, and a stable residence to get your loan approved. Once approved, the loan will be disbursed directly to your account within 30 minutes*. If you get stuck at any stage of the process, you can call Fullerton India’s customer care representatives for guidance.
- Paperless Documentation: You don’t have to get multiple photocopies of your documents or run to a gazetted officer for attestation. You can comfortably scan your documents from your phone and upload them on their app. Fullerton India requires only minimal documents to process your loan. They are:
- KYC documents – driving license, Aadhaar card, and voter ID card
- Last 3 months’ salary slips
- Last 6 months’ bank account statements of your salary account
- Un-restricted Collateral-free loans at low-interest rates: Whether it is a wedding, a medical expense or higher education for your child, personal loans by Fullerton India can fuel all your needs. You can use the loan amount for any legal activity, without any restrictions. You don’t need any assets to pledge for the loan too. If you have a salary of Rs 25000 (in Delhi & Mumbai, Rs 20,000 in rest of India), you can put in an application. The eligibility criteria for Fullerton India’s personal loan is quite simple too. If your credit score is above 750 with an adequate repayment capacity, you can avail a personal loan of up to Rs 25 lakhs at competitive interest rates starting from 11.99%*.
- Dynamic Status Tracking: The Instaloan app isn’t merely for submitting a form. The app becomes your guide through every step during your loan application process. From checking your eligibility to tracking the status of your application, the app offers you convenience with everything. You can follow your application process by simply filling your application number. The app also provides you with the benefit of getting your loan approved within 30 minutes of approval.
- Access to Funds on-the-go: You don’t have to visit a branch to fill out a lengthy application form. Whether it is the middle of the night or during a busy workday, you can fill in an application for the loan only in a few taps. The easy-to-use interface along with the entirely paperless and digital process gets you access to funds from the comfort of your home. You can be sitting at any part of the globe and apply for a personal loan too. Once you submit an application form with the relevant documents, Fullerton India’s representative will call you to take the process forward.
Fullerton India also offers you exclusive benefits like lower interest rates and pre-approved top-up on your loans if you are an existing customer. So, download the Instaloan app to put all your financial troubles to rest.